Before going after that remote job, you need to be honest with yourself about your schedule and your energy bank. You’re schedule will of course be dictated by your baby’s feeding schedule, doctor’s appointments, naptimes, your partner’s schedule, and other factors. Understanding your personal schedule will let you know what hours you might have available for a job, and whether those hours are late night, early morning, or midafternoon.


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My name is J.D. Roth. I started Get Rich Slowly in 2006 to document my personal journey as I dug out of debt. Then I shared while I learned to save and invest. Twelve years later, I've managed to reach early retirement! I'm here to help you master your money — and your life. No scams. No gimmicks. Just smart money advice to help you get rich slowly. Read more.
Detergent: There are lots of detergents out there and some work better with certain washers and water types (hard water versus soft water) than others. You have to be careful about what detergent you use because some can ruin your diapers, some can cause rashes or stink issues, and some can cause diapers to repel (meaning they will not absorb anymore and instead cause leaking). This might seem overwhelming, but an incredibly popular site in the cloth diaper world has been created to help you! It is called Pinstripes and Polkadots, and they have created a detergent chart to address the confusion: www.pinstripesandpolkadots.com/Articles.asp?ID=263

All-in-Ones (AIOs). No stuffing inserts here: AIOs provide both an absorbent layer and a waterproof outer shell all in one piece, so you can diaper your baby as normal then toss the whole thing in the laundry when it gets soiled. As a result, AIOs are exceptionally daddy/daycare/babysitter/grandparent-friendly, Odom says. (She likes the GroVia One-Size All in One.) They fasten at the hips with either Velcro or a series of snaps, like prefold covers.  

All Zany Zebra products are created in a non-smoking home which is shared with three loving kitties. While the kitties aren't much help with sewing, they do occasionally lend their own unique natural fibers to the products. I do check each product very carefully before shipping, however sometimes a hair manages to sneak past me. Laundering before use will remove any of their loving, but misguided, additions.
I used mostly cloth with #2 for a little over 4 years and #2 for a little over 2 years. When we had to go out of town for funerals or visiting sick elderly relatives we did disposables because I couldn’t deal with cloth on the road during those times. I switched to disposable diapers 4 months ago because I just couldn’t keep up with the laundry anymore. We live in an apartment without washer/dryer hook ups so we were washing our laundry in a washing machine that attaches to the kitchen sink that does about 1/3 of the normal size load that our previous washer did. We don’t have a dryer and aren’t allowed to hang our laundry outside. Drying diapers inside on the portable umbrella or rack was taking 24 hours or more. I decided it was time to move on and donated all my pocket diapers to a friend and then all of my prefolds/covers to one of my sisters assistant. They both recently had babies so they’ll get lots of use out of them. I am looking to get some sort of cloth pull ups for night time accidents for the littles. On the 7th we’re going to start working on potty training. Several days of staying home, nakedness, bathroom trips every 15 to 20 minutes and lots of stickers! 

I’ve said it before, and I’ll say it again: freelancing is a great way to make money from around your schedule, and you can do it even when the kids are around. This is a great “prong” you can add to your business if you’re interested in blogging, or you can just offer freelance services and not even mess with running your own blog (or just have a blog without freelancing!). Any way is perfectly legitimate.

Great article, thanks. I’m a Mom of 4, now a hands-on Nanna. Pretty hard to get things done when your kids are small. When my oldest was being bullied at school I desperately needed money to pay for an alternative private school. So I became an ethical dog breeder. Twenty seven years on I’m still doing it and reckon it beats most other options out there hands down.

One of the things you often hear from people who work-at-home full-time is the difficulty in finding balance. When your home becomes your office, you no longer have a clear line of separation so you never feel like you can truly shut your work down. From talking to these work-at-home, stay-at-home moms, I can only gather that this situation gets even harder when you add childcare, a third type of work, to your balancing act.
The diapers come with inserts, though you can totally get sucked into a shopping wormhole by all the other, additional inserts and doublers and stuffing-type things that are out there. (Microfiber! Hemp! Unbleached cotton! Flushable! Oh my!) Fuzzi Bunz come with one microfiber insert, but I found that I need TWO inserts (or one insert and one cheap pre-fold) at night, or even just during naps for Noah. bumGenius diapers come with an insert AND a doubler (a smaller, thinner version of the insert), which worked great last night for both boys without making the diapers so big and bulky that I can’t get pajamas on over them.
After reading this blog I decided to try one of the places – Clickworker – thought it was right up my alley. I assume these are legit online businesses, but unfortunately, as soon as I signed up with all my information – my Facebook account was hacked! I’m concerned as to what else might happen, but hoping that was it and my account at Clickworker was closed fast enough. Just be careful….

This didn’t surprise me at all. A full-time job is just that, full-time. Being a stay-at-home mom is also a full-time, around the clock job. Just because you have the option to do both things from the same place doesn’t magically help you create more hours in the day. I don’t know if I could handle always feeling like I’m failing on one side of things or the other.

Great article, thanks. I’m a Mom of 4, now a hands-on Nanna. Pretty hard to get things done when your kids are small. When my oldest was being bullied at school I desperately needed money to pay for an alternative private school. So I became an ethical dog breeder. Twenty seven years on I’m still doing it and reckon it beats most other options out there hands down.

It's one chunk of the day when you can generally expect to be able to plug away without interruption (at least not from your child). Whether your kid sleeps for one hour or three, use this time to finish assignments that require your complete focus and concentration, says Erin O'Donnell, a mom of two and freelance writer and editor in Milwaukee, who often schedules work-related phone calls during her 20-month-old Jonas's naps. If for some reason he isn't tired, they have quiet time instead: O'Donnell puts him in his crib with books and closes the door. "I can usually get in 20 minutes of work before he grows restless," she says. If Jonas wakes up while she's on a work call and begins crying, O'Donnell has trained herself to resist hanging up and rushing right in to check on him. "It hurts a little bit to listen to him," she says. "But it won't kill me -- or him." Plus, she believes it's important for him to learn how to soothe himself.

HomeWorkingMom.com is the place where you can find everything you need to know about earning money online. Whether you want to start an online business, telecommute, become a virtual assistant, work freelance, or find a job online, this is where you can take your first step, and the next, and the next. Finding real ways to earn online can be less complicated than you might think. Knowing where and how to start can be the hardest part.
All Zany Zebra products are created in a non-smoking home which is shared with three loving kitties. While the kitties aren't much help with sewing, they do occasionally lend their own unique natural fibers to the products. I do check each product very carefully before shipping, however sometimes a hair manages to sneak past me. Laundering before use will remove any of their loving, but misguided, additions.
Great article! So many mom’s looking for this article. My family and I started taking Zija superfood (SmartMix/SuperMix) a couple years ago and the natural energy drink about 1 year ago. We’ve had so many amazing health results. My sister started getting paychecks from Zija and we were like, wow this is really a great opportunity for a 2nd income. We have so many people asking us about the products it is so easy. And now they’ve created their workout drink division Ripstix and amazing essential oils Ameo which gives us something to sell to everyone! Great company and our team is so inspirational and motivated. http://Www.jbconyer.myzija.com http://www.jbconyer.myameo.com
So true! I use disposables at night too and on vacation. We also leave the diaper pail open and it makes a huge difference in smell! I got some disposable liners but never used them, I am on my second baby and still haven’t used it lol! My kids never pooped on a schedule so I just didn’t find them practical. I should start though. What are your fav brands?
Please, can you let me know what your great online job is? I have been combing the internet for a legitimate job now for quite a while and I come up empty-handed most of the time. I am a fast typist (62 WPM), but have found that you need to either know how to translate or transcribe. I have a hearing problem, so sometimes it’s hard for me to understand what is being said in a recording, especially if the person talks fast. Thanks
If you love to find bargains and can’t get enough of the clearance aisles, then selling on Amazon may be for you! Jessica from TheSellingFamily.com was able to take her love of finding deals and turn it into a 6-figure side hustle in just 1 year. You can grab a free 7 day email course right here and she will explain everything you need to know about how it all works and help you decide if it’s the right choice for you. (I think this is one of the EASIEST jobs stay at home moms can do with no experience!)
When we found out we were expecting our fifth child, Zach, I wanted to buy some new diapers for our new baby but the company where I'd always gotten our contour diapers didn't carry them anymore! I turned to Ebay and found a dozen here and half dozen there but not as many as I wanted, and they were all used. As I was searching the internet I came across the most wonderful thing - modern cloth diapers. For me it was like the moment in the Wizard of Oz when everything turns from black and white to Technicolor. There were all in one diapers, fitted diapers, diapers with front snaps, diapers with side snaps, more styles of cloth diapers than I could imagine and in the cutest colors and prints! I spent a whole month feverishly learning everything I could about today's cloth diapering options. I ate, breathed and dreamed about cloth diapers - I was obsessed, and my husband thought I was crazy!
Allow me to be entirely hypocritical here. I actually really dislike the full-day kindergarten program that has recently been introduced in my province, and which is available in various versions in most parts of Canada. Yet even though I’m not a fan, it’s true that this program is popular with working parents and certainly does help to make their lives easier.
3. At the end of the day we bring home the bag of dirty diapers.  I take the dirty ones out of the bag and put them in our even larger wet bag at home.  The daycare workers close up the dirties like they would a disposable.  We don’t ask them to fasten laundry tabs or pull out inserts.  If there are any number 2 diapers I try to spray them off immediately with the diaper sprayer attached to our toilet.
Career and Workplace. How family friendly your employer is can play a huge role in how difficult it will be to stay home or continue working. Even before you have a baby, look for a job that will be respectful of your family's values. "If your employer is not flexible of working parents ... then it's going to make working that much harder," says Morgan Steiner. If you decide to stay home, determine how likely it will be for you to return to your job or career. To help keep competitive while at home, Jacqueline Plumez, PhD, a psychologist and career counselor in Larchmont, N.Y., proposes keeping current in your profession by taking classes, working part time, or volunteering in projects related to your career. Yasgoor also recommends joining professional associations or attending networking events.
IRC is searching for Market Research Caller candidates who can work from their homes. Candidates are paid an hourly rate, $15.00/hour, as an independent contractor and can work full or part-time. Your pay is NOT commission-based or dependent on the number of results that are developed. Please note that this is a business-to-business telemarketing position using our cloud-based telesales system designed for virtual agents. The position will require cold-calling our targeted lists using your own WINDOWS-based computer, computer headset and high-speed internet access. After training, the days and number of hours you work are flexible although you must commit to at least of four hours per day during the 5-day working week. For more information about IRC, please visit us at: www.interactiveresearch.biz
Have you ever heard of an actuary? In the past, it was used to describe a person who analyzes statistics in order to calculate risks and premiums for insurance companies. However, the job title has expanded to include many more industries that can benefit from data mining and economic forecasting. If you have a degree in mathematics, finance or statistics, look into getting your license through Casualty Actuarial Society (CAS) or Society of Actuaries (SOA).
The gender wage gap is real, and it increases when women become moms. Taking time off to care for your children can have a big long term impact on your lifelong earnings and retirement savings. But deciding to put your kids in childcare so you can work isn’t the clear winner here either. The annual cost of childcare for one child is more than the price of tuition at some colleges. And don’t even get us started on the giant dose of mom judgment that gets dished out when people hear you’re “letting a stranger raise your baby.”

This is a post I’ve been wanting to write for a long time! In a way it’s a follow up to my post on How to Afford to Be a Stay at Home Mom article. And in a way it is at the crux of everything I write about here at Affording Motherhood. In that article, I noted how the average mother only needs to make up $700 per month in order to afford to be a stay at home mom, after taking out all the costs of going to work.

In today’s world, everyone is looking for data.  Companies are spending a fortune to learn what things matter to consumers and what things don’t.  The benefits of this “big data” enlightenment are numerous.  Companies can now design products that meet your needs better than ever before.  Hotel chains are designing hotels with your preferences in mind so you don’t have to pay for features you don’t care about.  One big benefit for you is that research companies are dying to know what you think, and they’re wiling to pay you to find out.
As for me, I’ve chosen to keep our children home at least through kindergarten. It feels good to give them that ancient thing called a childhood, the one that involves running around outside in the sunshine, carefree, exploring, playing and just being for hours on end, without worksheets, without adult-imposed structure, without the constant go-go-go of some bubbly curriculum.
This is one of my investments. It’s a very simple index fund. Took about 5 minutes to set up and it automatically withdraws from my bank account each month. Spend five minutes couponing and you’ll save a few bucks. Spend 5 minutes setting up an index fund and you’re likely to build substantial wealth over time if you invest consistently and don’t pull your money out with every little fluctuation in the market.
I planned my Stay-at-Home while I was working my 40hr+/wk Sales Job over 8 yrs ago. I found something dear to my heart, HERBS, and made a business out of it! I now help heal children’s eczema, and provide Organic, healthy alternatives to the mainstream bath & beauty products for the whole family!! Lots of hard work, networking, and persistence has built my business to what it is today! – Melissa Carr at Honeybee Holistics
A well written article which applies to most ’employed’ (i.e. by employers) women in Canada. A quick mention might have been made referencing self-employed businesswomen (not sure if they pay their own EI and then get it back on “mat leave”) who cannot afford to put rent/hydro/telephone/expenses on hiatus for a year without generating income. A major difference, perhaps, for physicians in Canada is that virtually all are self-employed, even if they are hospital based. No third party employer or HMO paying a salary, so we do not pay into EI and thus receive that automatic $47K, and no one to “top up” to a percentage of former income. One year off for physicians is fairly rare. Hospital-based MD’s have definitely been denied that request or made to feel guilty if begrudgingly agreed to (and that year off remains unpaid, often with colleagues covering your call). Office-based MD’s may hit the jackpot and find a locum MD to cover their practice and expenses but if they cannot, all of those expenses persist with no income generated if patients are not seen. So they too, like the Americans posting here, look enviously upon their “typical employee” friends.

i’m fairly eco conscious but i’m also realistic with time and money constraints. dumping solids down the toilet before disposing of diapers is helpful to the environment (no poop leaking into the local water supply) also there are some diapers made of cornstarch instead of plastic. also some diapers (seventh generation) aren’t bleached with chlorine so they don’t emit toxins into the air while in landfill. that’s just some of the diaper research i’ve done :) you can always try a few different methods once baby is here and see what works. having to do a little extra laundry a week won’t really take away from baby i promise you:) good luck!!


"The idea of having her commute to our home office to do customer service didn't make sense," Akerson said. "It was sort of accidental that we hired a parent. It was a blessing to both of us that it was part-time though. Since the company was just starting out, we didn’t have the revenue to justify much in payroll yet, and as a mother of three, she did not want full-time work."
Even though most people have access to a high quality camera through their smart phones, photographers are still very much in demand. Professional photographers are required for special occasions (weddings, portraits, maternity) and are compensated well for their services. Taking stock photos offers another opportunity for a photographer to earn money. Stock photos are in constant need by websites, blogs and online publications.
I AM A QUALIFIED PRIMARY TEACHER AND NEEDED SOMETHING TO TAKE MY HOURS OF WORK DOWN AS I FIND TERM TIME HOURS AND DEMANDS QUITE CHALLENGING. I LOOKED AT SEVERAL DIRECT SELLING OPPORTUNITIES AND FOUND ONE THAT IS ABSOLUTELY PERFECT. I EARN AS MUCH AS I CHOOSE TO PUT IN THE WORK FOR, AND THERE IS A FANTASTIC SUPPORT NETWORK. IT WAS SOMETHING I THOUGHT I WOULD NEVER DO AND I ABSOLUTELY LOVE IT.
Being a stay at home mom is not easy, especially if you are new to it and you find it difficult to organize your time. You spend all day taking care of kids, feeding them, sending them to school and picking them up, and at the end of the day you feel exhausted but you haven’t earned anything. Wouldn’t it be great if there was a job that you could do at home, while your kids are asleep or at school? It would be amazing to have a flexible job where you can actually work whenever you want to and still make quite a few bucks. Stick with us because we have great news for you! The answer to the questions above is yes! The perfect jobs are out there, one just needs to spend a little time searching for them. Or you can just read our list!
If you have a degree and training in technical support, repair, installation, networking, software debugging, and other IT-related disciplines, you are in a great position to work remotely and get compensated well. Many companies rely on remote technician support via the telephone or online, and this is one of the highest paying work from home jobs out there.

For this section, I’m stepping back from the keys with my commentary. I love all this advice and found it all incredibly insightful, but as you read through it, try to consider what it means to you. Do these women sound like you? Do you think you could manage the complications for the beautiful payout of more time with your kids? Give yourself a moment for some self-reflection.


Thanks for the reminder to keep it simple! I’ve used cloth in the past but I’m starting all over for my baby due this winter. There are SO many options out there and it is massively overwhelming. I absolutely agree with your advice and it was just what I needed to convince me to stick to my plan of just ordering 24 Bumgenius diapers. We had good luck with those in the past and cloth diapering has always worked best for us when we just stick to one kind.
I used cloth nappies quite a lot with my first baby, some of the time for my second and unfortunately hardly ever for my third. We used terry nappies with nice covers to go over them. I used disposables for days out. Even though I didn’t use them as much as intended, I must have saved a good deal of money and prevented many disposables ending up in landfill.
There are a lot of different topics of discussion when it comes to cloth diapers – reasons to use cloth, types of diapers, wash routines, benefits, saving money, etc.  This post would be really long if I tried to go into all that and besides it’s all out there on the web already (see links at the bottom).  I just wanted to share my story as a working mom who cloth diapers and hopefully inspire other working moms to give it a shot.
We cloth diapered with our first two and we had a super easy system (one size diapers–like Motherease–covered by simple Velcro covers–Bummis). Easy. Really. However, I have to make a plug for diaper-free babies! Our third, we practiced what is sometimes called “elimination communication.” I thought it would be hard, but I would do it again in a moment. Those first days are chaotic anyway and it was great to have a happy baby (whenever she would fuss, we went potty, and almost always, voila) and one that didn’t require any sort of diapering! It’s probably not of interest to everyone, but it might be worth a try for some.
Couples, though, sometimes have more choices when one spouse has a much higher paying job or more work flexibility, or if they've previously lived indulgent lifestyles that can be easily pared back to accommodate newer and tighter budgets. Some "parental care is best" advocates claim almost any couple can afford to live on one income, because child care and other expenses associated with work often wipe out the second income. This 1950s family vision is enticing, but before buying in, closely examine the full financial and lifestyle implications of your choices, and make sure to consider all of the relevant factors. (To find out more about family financial planning, see Kids Or Cash: The Modern Marriage Dilemma and Close The Bank Of Mom And Dad.)
I love my BG one size diapers. I have a mix but I go back to those a lot. The other nice thing about them is that they are a trim fit unlike a lot of other cloth diapers. With most of my other diapers I have to size up 3-6 months in bottoms because of the wonderful big booty they create – so cute! – but the BGs are close to a disposable diaper in size/fit. If we have a third child I’ll be buying a few more of the BGs.
Parents choose to swaddle their little ones in cloth rather than disposable diapers for many reasons: most would like to raise their children with the least environmental impact possible; many worry about rashes or other conditions caused by the chemicals and fragrances in disposable diapers; others have done cost-effectiveness calculations and found that cloth diapers may be more economical for their family; and many are hoping that, yes, cloth diapers would lead to earlier potty training.
She went on to say she makes $55,000 a year and brings home $33,000 after taxes, standard deductions, medical insurance, her 401(k) and subsidized commuter pass for transportation. Her husband works full time and makes $80,000 a year, and surviving on his salary alone “would be very tight,” she said. She has been working in her current job for 10 years and said there is no way to be promoted in her current career path.
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