Sell Products You Love. – I have never been a sales type of person, however I can tell my friends the things I love to shop for. Companies like Stella & Dot (which has such cute jewelry) enable women to get a business of the ground really fast. (Bonus: if you sign up with Stella & Dot with our affiliate link, you’ll get $350 in free accessories.) Do you want to be a Style Boss? Learn more.
You may end up making a choice that could prove to be difficult for the household. For instance, if you choose to stay home or work part time, finances could be stretched thin. In such cases, experts advise being strong within yourself, remembering why your choice is the best for you and your family. Then think about how you can cope with the situation.
Hi Alexa, I just want to thank you sincerely for this article – it was such a breath of relief for me (in a BIG way)! I own a small business and am due soon and was hoping for a way to seek out an at-home supplemental income but was only landing on continual scams (and that’s from someone who considers themself a thorough researcher). Again, I cannot thank you enough for all the legitimate links and sources (finally!). I’ll certainly be sharing this article.

Calling all attorneys with broad legal experience! The assistant general counsel position will oversee a variety of legal responsibilities, conduct contract negotiations, draft legal agreements, and more. Previous legal experience required. The assistant general counsel will work about one to two days per week on a flexible schedule fulfilling legal assignments and drafting, editing, and negotiating contracts as requested by the General Counsel. All work may be conducted remotely with participation by Skype and phone. This is a part-time remote position.


While most at-home customer service jobs are phone-based and require you to have a quiet home office, more and more companies are including customer support via chat… which means there’s a new need for chat agents. When you’re a chat agent, it doesn’t matter what the background noise is because the only one hearing it is you! Some companies that hire chat agents include Needle, Apple at Home, My Live Pro, and Uber.
Get creative when managing the soiled diapers: Several diaper companies make great washable bags to store the soiled diapers between laundering cycles and on outings.  One family told me that after their little one started solids, the smell began to pervade their home. They moved the diaper bin (a conventional covered diaper can will do) out to the back porch and now the air is fresh again. As for the poop: some parents are very comfortable scraping off the stool and rinsing the soiled diaper in the toilet.  For those who would like to stay a little further from the action, a simple spray bottle with water and a bit of baby shampoo works great.  And for the high-tech and really poop-averse family, you can buy spray handles that attach to the toilet’s water system!
The federal government also gives out other child-related cash benefits, including a nontaxable monthly payment to low to mid-income parents of children under 18 years old. And all Canadian parents get to claim up to $500 per child in tax credits for their fitness and artistic activities that year (just remember, save your receipts, but do not file them somewhere super secret that you will never find again. Ack!)
This group is for those looking for work at home jobs or work at home businesses. We have information on how to avoid work at home scams and how to find the right work at home opportunity for you! This group is here to help Moms find their perfect work at home opportunity! Please read the post below entitled "Welcome to the WAHM Community! READ THIS POST FIRST" so you know what is allowed in this community if you have your own business and if you are looking some key things to look over. Welcome and please don't hesitate to ask if you have any questions!
Pursue your degree at the 60% course load limit, because Student Aid allows you 340 weeks total for funding which equals 6.5 years for an undergraduate degree. This will allow you to manage your time with your kids, when you look after them and when you can do your studying. Athabasca also offers extensions on all of their courses should you fall behind.

My commute eats roughly a gallon and a half of gasoline each day and triggers an oil change every three months. That adds up to a cost of about $4.80 each day just for these items – toss on another $0.20 a day for other auto maintenance items like tires, belts, filters, etc. and you’ve got a $25 a week savings just due to the automobile – and I’m not even including breakdowns, major repairs, tolls, or other emergencies.

Social network. Wherever you are, make sure you have a group of people who will support you. If you stay at home, look for other moms in the neighborhood who are dealing with the same issues. At work, connect with other mothers either informally, or through structured women's groups. "You need to be able to go out there and be able to socialize with like people," says Yasgoor. She says stay-at-home moms need to have adult interaction, and all moms can benefit from being around other women who face the same issues.
While time commitments for such positions are likely to be more rigid than freelance jobs, both full and part-time jobs for moms are available. Such roles are perfect for mothers with older children who don’t require the same degree of attention as infants and toddlers. It also means more available jobs for single moms who don't have a partner to assist.
It’s not all bad, of course. I never have to miss anything my kids are a part of, and I do get to enjoy a lot of time with my little people. I have been forced to learn to compartmentalize my time and set clear boundaries, which is a good thing. I have had to learn not to feel guilty for working in front of my kids, though admittedly I still struggle with that sometimes. My husband more than pulls his own weight, so overall, the benefits outweigh the challenges.

If you see a “Work at home! Make $3000 a week” ad, or ads that promotes stuffing envelopes, assembling crafts, computer work at home or medical billing ads, they’re likely scams. You’ll be out your cash, and all you’ll have to show for it will be useless, badly photocopied documents about how you can place ads and scam people into sending you the same money you yourself were scammed into sending. If you’re not sure the ad you’re considering is a scam, send the information to a few friends you trust and ask them your opinion, or spend some time on Google checking it out. The more vague the ad about the actual work involved, the more likely it’s a scam.


If you do the math and realize that staying home, even if you would be receiving a bit less is still the best option for you, there are some important things you can begin to do while your children are at home with you in those first 5-6 years. Consider welfare or social assistance a helping hand, a stepping stone to get you to the next step of your life once the kids are starting school full time.
Symbria provides programs, services, and tools to post-acute care providers, including skilled nursing, assisted living, independent living, outpatient, and home health. They occasionally hire data entry clerks to input prescription information; search for the positions “Pharmacy Technician Specialist” or “Prescription Entry Clerk”. Symbria is an employee-owned company.
I currently use flat-fold diapers (half of my stash are $1 flour sack towels from Wal-Mart, the other half are OsoCozy flat birdseye diapers), which I fold into a rectangle and lay in the diaper cover. I’ve found that I need two flat-folds per diaper after a few months, so I hold two diapers together and fold them as one to reduce bulk. Also, I formerly used Thirsties Duo Covers and Econobum covers, but find that the covers from Assuntastore.com are actually better quality and only about $5 a piece (so I can afford to buy more covers and not have to rinse/reuse the covers). They do come in two sizes, but that’s no different than Thirsties (which they’re virtually identical to in style). Plus, the proceeds support their ministry to Chinese orphans, so I’m happy to support them! This is the cheapest method I’ve come up, and I love that it’s simple and easy to adjust — much less complicated than my former assortment of homemade fitted, liners, pockets, etc. Also, flat-folds are the easiest to launder; they’re essentially one layer of fabric, so they’re not as sensitive to creams (and they don’t smell!). I usually machine dry them, but they dry quickly on the line, too.
Working full-time at home isn’t for the faint of heart. It requires focus, discipline, motivation, and an ability to fight through the day-to-day isolation. It takes a certain personality to love it and thrive at it. But of the work-at-home warriors out there, there is a select group of which I am constantly in awe. Work-at-home moms who are also caring for young children full time. These are the parents who are genuinely trying to “have it all,” all at once, difficulties or not. 

If you're ready to get serious about making money from home, now's the time to get started! Over the course of my work at home career, I've found numerous ways to bring in extra cash and save money, as well as a number of home business opportunities that can be started on a budget. This is a list of those resources. I'll continue to add to this list. Explore … Read More
At-home mom jobs are all the rage. You can find hundreds of thousands of stay-at-home mom jobs online from the comfort of your own bed, couch, or playroom. Whether your children are toddlers demanding near-constant attention or teenagers ready to flee the nest, there’s no reason you can’t get in on the action. For a comprehensive overview of work from home jobs, see our complete guide! 

I let the idea go in one ear and out the other with a quickness. A few weeks later and well into my second trimester my husband and I were having to have the tough conversations about what our finances would be like after our baby was here and how much I would need to work to help keep our household afloat. I could hear my mom’s voice in the back of my head saying, “you know cloth diapers will save you a lot of money. Disposables are so expensive.” I sat down at the computer and started crunching numbers and doing research and realized it would help give us a little cushion in our budget if we chose the cloth diaper path.
After earning a college degree in English, I married and had three kids. So now I’m a self taught seamstress and mostly take in clothes for alterations. With baby #3 very new, I’m not taking in much right now; my goal by next year is to bring in $800/mo. I’ve done everything from patching holes, recovering cushions, hemming prom dresses and fixing tattered toddler dress up clothes.
I used mostly cloth with #2 for a little over 4 years and #2 for a little over 2 years. When we had to go out of town for funerals or visiting sick elderly relatives we did disposables because I couldn’t deal with cloth on the road during those times. I switched to disposable diapers 4 months ago because I just couldn’t keep up with the laundry anymore. We live in an apartment without washer/dryer hook ups so we were washing our laundry in a washing machine that attaches to the kitchen sink that does about 1/3 of the normal size load that our previous washer did. We don’t have a dryer and aren’t allowed to hang our laundry outside. Drying diapers inside on the portable umbrella or rack was taking 24 hours or more. I decided it was time to move on and donated all my pocket diapers to a friend and then all of my prefolds/covers to one of my sisters assistant. They both recently had babies so they’ll get lots of use out of them. I am looking to get some sort of cloth pull ups for night time accidents for the littles. On the 7th we’re going to start working on potty training. Several days of staying home, nakedness, bathroom trips every 15 to 20 minutes and lots of stickers!

Great Post! I like the tip on creating a direct sales business. I stated my online fitness business in April 2016 and have averaged $500 a month. The pace has been increasing and mine and my husbands goal is to quit our jobs in Aug. of 2017 to take this business full time. It is possible to make money online you just have to believe in yourself! You can do it!


Social network. Wherever you are, make sure you have a group of people who will support you. If you stay at home, look for other moms in the neighborhood who are dealing with the same issues. At work, connect with other mothers either informally, or through structured women's groups. "You need to be able to go out there and be able to socialize with like people," says Yasgoor. She says stay-at-home moms need to have adult interaction, and all moms can benefit from being around other women who face the same issues.
The diapers come with inserts, though you can totally get sucked into a shopping wormhole by all the other, additional inserts and doublers and stuffing-type things that are out there. (Microfiber! Hemp! Unbleached cotton! Flushable! Oh my!) Fuzzi Bunz come with one microfiber insert, but I found that I need TWO inserts (or one insert and one cheap pre-fold) at night, or even just during naps for Noah. bumGenius diapers come with an insert AND a doubler (a smaller, thinner version of the insert), which worked great last night for both boys without making the diapers so big and bulky that I can’t get pajamas on over them.

I am a teacher & mom but just started as an Independent Consultant for Jamberry Nails in October! love it and love the wraps! Jamberry is a family and my team is a sisterhood….we support each other, assist each other and lift each other up! We have one of the top compensation plans in direct sales! You are your own boss…work when you want! It’s Jamazing!


This is much easier than you may think. I follow Bum Genius recommendations (see numbers 9-16) http://www.bumgenius.com/help.php (Stripping is outlined below) since most of my diaper stash is made up of these. Check with your diaper brand though for their recommendation. Also, lots of moms have suggestions about this process. It is sometimes a controversial process over what to use and what not to use! Some moms will say not to use Dawn since it can void your washer warranty, so please be aware of this!
I have a full time job now but I am also pregnant with #3 so I won't be going back. I have a business on the side that I started a while back it is in health and fitness.  I decided to join beachbody as I was already implementing some of there programs with my clients and this way they got a better discount.  Beachbody Coaching as a career can go both ways like any business it takes time and a lot of effort.  Mlm businesses all require the same thing but it doesn't hurt to try esp if it let's you stay home with your babies.

I opted to go with pocket-style diapers. (There are 243,793,450,138 different styles and options and I won’t lie, I got so confused by all the lingo on the cloth diapering sites that I gave up and emailed bloggers who use cloth for recommendations.) Pocket-style cloth diapers really resemble disposables — there’s a cute outer shell/pant thing that you stuff uber-absorbent inserts into. They fasten with snaps or velcro or snaps AND velcro and are crazy adjustable — you’ll notice the weight limits tend to run from 15 to 35 pounds or so. (To give you an idea of that range: Ezra weighed 15 pounds by four months, while Noah currently weighs around 33 pounds at three-and-a-half. So they wear the same size. Glorious.) (Noah, despite being on the high end of the weight range, is so skinny that he still isn’t on the loosest snap setting on a medium Fuzzi Bunz, that technically says it’s for 15-30 pounds.)


There are a lot of hard parts. When you work from home people assume you have all of the time in the world and that you have nothing to do. So you should be able to help with all of the things they need or can’t do because they have to go to work. Which is farthest from the truth… I got way more accomplished when I had a job away from home. The kids are also home all day so the house is always a mess, they aren’t making a mess at the daycare that somebody else cleans. I went from what I thought was a tough corporate job to a pretty simple/easy work from home job. I was surprised at how way more difficult it was to be a work/stay at home mom. – Summer Price
Oildex by Drillinginfo is hiring home-based owner relations roll over call center agents in the U.S. All training and equipment is provided for these work at home positions. In this home-based role, you will be performing owner and vendor relation duties. From the company: "We are seeking candidates to join our call center services team, providing owner … Read More
SimplyFun – Would you like to play for a living? You can be part of a meaningful movement and earn generous incentives by promoting SimplyFun’s mission of play-based learning. Enjoy a flexible schedule while earning 25-42% commissions, plus bonuses and rewards. Our thorough training program and starter kit provide everything you need to launch your business. Plus, now is the perfect time to join SimplyFun as we continue to grow from our best year ever. Thanks to our innovative approach to direct selling and a talented sales force, we doubled our sales in 2017. You can be part of this continued success by selling award-winning, thoughtfully designed games that teach useful, real-world skills to children of all ages. Ready? Game On.
Similarily, their “should dad stay at home?” article essentially says NO. It just wraps it in more words to make it sound “sensible”. Who earns the most, they ask. In 80-90% of the cases that’s going to be DAD, and if parents.com has it their way, this won’t ever change. What does that matter if you still earn -enough- to reasonably support the family on the wifes income ?
When she first looked at trimming her family's budget, New Jersey mom Heather DeGeorge (who now stays home with her toddler) kept a pad in her purse and wrote down everything she spent and what she spent it on. If it's easier, you may want to use a daily expense tracker app or save your receipts and total them at the end of each day using a spreadsheet, financial software, or calculator.
The hardest part is when I’m trying to blog during my crazy morning hours and my little ones decide to chase their imaginary friend down the hallway while shouting the Star Spangled Banner (usually after I get into the really great part of writing a blog post). It’s difficult to balance motherhood and a business, but truthfully, both are worth every sacrifice you can make. – Micah | Home Faith Family
This blew my mind. I think I texted my cousin that same question on three different occasions because I just couldn’t understand how leaving the lid off our diaper pail could help – shouldn’t we be clamping that thing shut with metal clips?! But she was right! I have found that allowing each diaper to air dry decreases the stench (and if you keep the pail in the bathroom like us then that’s another step to make sure you decrease the odds of any unpleasant stank wafting your way).
Your blog is very inspiring! Am currently in EBA 3.0 and I need for this to work. LOL! I been a SAHM for years and recently became a school bus driver to earn money and the schedule works around the kids for the most part. But the Hubby’s schedule is changing in Jan. and I have to make this work. Thanks so much all the freebies and inspiring stories.
I am a JewerlyinCandles business owner. I sell 100% all-natural soy wax candles and tarts that are safe, has a beautiful patina look and burns cleanly in your home. Our products are some of the industry’s best, with bold scents and surprise jewelry in every candle and tart waiting to be discovered. At, the moment to join it’s $29.95 to have an ecommerce website just like mine but starting tomorrow on Sunday, April 19th to Wednesday, April 22nd you can join for as low as $1.00…and that’s how I actually started my business by simply paying a $1.00(doesn’t include a kit). There are no monthly website fees, no monthly quotas, etc..
One of the things you often hear from people who work-at-home full-time is the difficulty in finding balance. When your home becomes your office, you no longer have a clear line of separation so you never feel like you can truly shut your work down. From talking to these work-at-home, stay-at-home moms, I can only gather that this situation gets even harder when you add childcare, a third type of work, to your balancing act.
Bethany’s schedule may sound horrifying to any parent already not getting enough sleep, but her response shows the flexibility and self-awareness you need to balance this lifestyle. Recognizing that she won’t be productive at night and using it to motivate herself to get up early is a tremendous achievement. Plus, it must feel good to start the day with some items checked off her to-do list!
Stella & Dot – Run your own fashion social selling business. Stella & Dot is so much more than a fashion brand – we are inspired by, and created for, strong women just like you! We designed a smart, stylish business that works when you do. Plus, Stella & Dot is more than just a company – it's a community. At Stella & Dot, success is defined by your happiness. It’s your business, your pace, your way.
I am a distributor with It Works. Started my journey in April to supplement my WAHM income as a staff recruiter for occupational, physical and speech therapist. I have a soon to be 2 year old and my husband and I realized it actually cost us more for me to work outside the home, and I was fortunate enough to be able to work out a situation with my employer to allow me to do my job from home. I have a sitter that helps from time to time to allow me time to meet deadlines, meetings, jobfairs. I schedule wrap appointments and parties when my husband is home. This also also allows me to have a positive work life balance for myself and gives our child a chance to have a mom at home but to still be able to have someone to give her undivided attention when I have work priorities. So far it is a win win for us.
Yes our taxes are outlandish. That is putting it mildly. We pay 50 % or more of every dollar earned back in taxes. Starting with income tax. Then we pay CPP for our Canadian pension, then EI in case you loose your job. (you don’t get to collect Employment insurance if your fired or quit)Then we pay 13 % on every purchase we make in retail sales tax, including on a new home(that are not cheap either in Canada)then we pay 2 X more for gas (taxes built in) and basically 2 to 4 x more for everything we purchase compared to what it is sold for in the US. Even products made in Canada are sold much cheaper in the USA. All liquor stores are owned and operated by our government, so every penny over the cost of it is tax to the government for these surfaces. As a male with no children, I pay for this lady to have her kids and put them thru school. Her number 7 point hits me the worst. There is no such thing as free healthcare. We pay through the nose for it, but it is just above mediocre. If you need a hernia operation you will have to wait four years for one for example, but only two for a complete sex change operation paid for by tax payers. I lived in the USA for 22 years and you are way better off down there. I went back which I regret, and now I pay 4500 more a year just to fuel my car. Tires cost twice as much, etc. So the cost of living in the USA way offsets your cost to purchase your healthcare. Now judging by this ladies last name, I kind doubt she was born here, and so she may actually get free healthcare, until her taxes finally offset it. But not with what she already cost the taxpayer. 3 C sections, etc. Her taxed earnings will never catch up to the burden.

I’ve never, for example, seen one that mentioned that your health insurance premiums may go up if both you and your partner got primary coverage from your own employer. Nor do they mention that your grocery bill will go up, albeit slightly, from feeding your child lunches and snacks at home (most full-time daycares include this in the cost). Plus there’s the incremental costs like future raises and opportunities that have been mentioned. None ask if your employer offers a 401(k) or 403(b) match, either, or what other sorts of benefits you might be losing (a mass transit pass in a large city? access to inexpensive life or LTD insurance you may need to replace?).


This is quite a suggestive list. I am 32, turning 33 in Oct, and have 15 years in the Child Care field at a preschool, but would someday like to start working from home. As far as skills outside of Child Care as far as client relations & such, my other skills are crafting/bead making, professional organizing, and can type about maybe 50-60 wpm. Also was thinking of being an elderly companion, running errands, etc. Therefore I am wondering what I can really do from home with all this. I was thinking of creating some cards on vistaprint and just freelance as a Mother’s or Family Helper for those who have a rough time getting things done around the home, & who just don’t have the time of day whether it’s kids, relationships, family, etc. Would that make enough money providing I get a decent amount of clients? I am from south Florida just near Fort Lauderdale, so I’m just not sure. I know I don’t want to do child care forever, just cause it can be stressful at times. What do ya think? 🙂

I love my BG one size diapers. I have a mix but I go back to those a lot. The other nice thing about them is that they are a trim fit unlike a lot of other cloth diapers. With most of my other diapers I have to size up 3-6 months in bottoms because of the wonderful big booty they create – so cute! – but the BGs are close to a disposable diaper in size/fit. If we have a third child I’ll be buying a few more of the BGs.
‘PalFish is a leading English education platform in China who makes quality English education simple for both teachers and students. Its PalFish Official Kids Course, for students between 3-15 years old, is expanding with a fast speed and more teachers are needed! And some teachers can even earn over $200 in a day by teaching from home! If you are looking for an online ESL job, give it a try and you won’t regret.
You know when you’re trying to get something done at the office but someone feels the need to just stop by “real quick” to discuss something pointless? How annoying and derailing that is? Well, what if that person was your sick kid and you couldn’t just shuffle them out the door? Not easy, but at least you get to be home to give your child the mommy cuddles they need!
I love your blog, and very often my days at work go like this…blah blah blabbity blah…oh, a new post at the Smackdown – Yessss. Now get out of my cube so I can read this work-related (wink wink) blog about cool stuff. LOVE. So I’m a mom to a pretty terrific 8 mo. old little man with the chubbiest and mos delectable knees, feet, fingers, elbows, and eyelashes. Good lord, the eyelashes. Seriously…somedays I am tempted to try out some mascara, but no. That’d be wrong, right?. Anyways, I love that you’re making the switch to cloth diapers, mostly because it’s something I’m pretty curious about but am nervous to try. At the risk of sounding like an idiot, how exactly does the cloth diapering thing work? Is it uuber messy? Do they really get clean in the wash? I’m so curious but hesitant to make the investment without hearing firsthand.
The hardest part is when I’m trying to blog during my crazy morning hours and my little ones decide to chase their imaginary friend down the hallway while shouting the Star Spangled Banner (usually after I get into the really great part of writing a blog post). It’s difficult to balance motherhood and a business, but truthfully, both are worth every sacrifice you can make. – Micah | Home Faith Family

Good news for stay-at-home moms knee-deep in diapers and temper tantrums. Two studies state you being home with your children during those early stages is better for your kids than them being in childcare full-time. The studies from the National Institute of Child Health and Human Development and the Institute of Child Development of the University of Minnesota found that children who spend a large amount of their day in daycare experienced higher stress levels and aggression as opposed to those who stayed home. Follow-up research seven years after the original study confirmed those findings still held true.
There are a lot of hard parts. When you work from home people assume you have all of the time in the world and that you have nothing to do. So you should be able to help with all of the things they need or can’t do because they have to go to work. Which is farthest from the truth… I got way more accomplished when I had a job away from home. The kids are also home all day so the house is always a mess, they aren’t making a mess at the daycare that somebody else cleans. I went from what I thought was a tough corporate job to a pretty simple/easy work from home job. I was surprised at how way more difficult it was to be a work/stay at home mom. – Summer Price
Lastly, I needed a good stash size. I put this last because it’s not essential to being successful with cloth and work. I started with a smaller stash, and I made it work, but it took more time and effort. I have just enough diapers to get through an entire week of daycare, so I rarely HAVE to stuff during the week. I do try to, so I’m not buried under a full stash-sized mountain come the weekend, but I can get by skipping it if something else comes up. This saves me a lot of stress and keeps me feeling positive about using cloth.
Kaeser & Blair – Promotional Products Business Ownership Program is the perfect business opportunity for today’s stay-at-home mom. With a minimal start-up cost, K&B makes it easier than ever to work at your own pace, create your own schedule and capitalize on an industry that does over $21 billion of sales each year. As a K&B business owner, you are your own boss and in complete control of both your hours and earnings. You have the ability to work as much—or as little—as you choose, and reap the benefits. Part-time business owners earn up to $20,000 annually, and full-time business owners make as much as $185,000. The possibilities truly are endless. Learn more about the risk-free opportunity with Kaeser & Blair here. here.

Because child care is so expensive (it can be more than $17,000 a year in areas like Washington, D.C., more than some colleges charge), many families don’t even have the option of keeping one parent at home, when one or both parents make low wages, said Michael Madowitz, an economist at the Center for American Progress, a progressive research and advocacy organization. If the Reddit mother lived in D.C., therefore, that would be more than half her annual net pay.

Think it through carefully. No matter where you’re standing, the grass always looks greener on the other side of the fence. Sometimes it sounds like a fantasy to me to work in an office outside of my home and to be able to take lunch breaks that are for me, have a few minutes to myself in the car each day, etc. Sometimes I wonder if my son wouldn’t do better in a daycare setting for the social and developmental aspects. It is easy to get distracted working from home. If you are not a highly organized and self-motivated person, working from home, especially with young children, may not be for you. If it is right for you and your family, set your priorities early on and reflect on them frequently. – Ashleigh

The decision to quit my full-time job after the birth of our second child was driven less by finances than it was emotion. My husband and I crudely scribbled out a plan on a brown paper tablecloth (in crayon, no less) at a chain restaurant in Winnipeg while having dinner with our then-three-year-old son and two-month-old daughter. Four months later we fulfilled our dream of moving away from the city to a small town, and I was officially a stay-at-home mom. Opting out of a career that I’d gone to school for and worked on building for more than 10 years wasn’t an easy choice, but I felt in my heart that staying home to raise our children was the best thing for our entire family.
But handouts often come with a catch, right? So if your employer is offering top-ups, make sure to double-check their good intentions. Some employers offer top-ups with the condition that you must return to work after your maternity leave, or else be required to pay back the supplement. As a mom who chose to stay home after maternity leave, that condition could have placed me in a real bind — thankfully my employer had no such requirement.

If you run all the numbers and you don’t quite make enough on one income to cover all your expenses, and after you’ve attempted to lower your bills you could explore options for making money at home. Think about what skills you have and how you could turn them into a side business to generate some extra income. I highly recommend Crystal Paine’s book  Money-Making Mom: How Every Woman Can Earn More and Make a Difference for helping you to uncover your passions and talents and finding inspiration for generating additional income for your family. There were some great practical ideas like creating and selling freezer meals to neighbors, opening an etsy shop to sell handmade items and babysitting.

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