Enter the annual cost to drive your own car to and from work. Or, if you want the calculator to figure your annual mileage cost, expand the description and enter the work-related miles you drive each work day (be sure to include any miles driven to and from lunch). The calculator will calculate your monthly cost at 55-cents per mile (IRS deductible mileage expense) at 52 weeks per year. Finally, if quitting work will allow you to sell the car, then instead of entering the miles per workday, simply enter the savings per period (car payment, insurance, gasoline, etc.) and select the corresponding period. Be sure you leave the unwanted calculation field blank in the expanded calculator.
What is the effective value of work benefits Mrs. Hwang is giving up, apart from her income? In current 2012 dollars, it easily exceeds $700,000 over her lifetime. It’s possible the value Mrs. Hwang and her family assign to staying home with her children is “priceless,” but it’s also possible the Hwangs aren’t aware of the long-term cost of her decision to leave work. Either
Her other kid-centric tips: Set aside a few cool toys that your kids can play with, or arrange playdates or special movie viewings only during "Mommy's work time." If your children have something to look forward to, they'll be less likely to interrupt you. You can also try setting up an activity center in your home office so kids feel as if they have their own designated place to do projects while you catch up on e-mails. If their interest in that fails, create a "boredom bowl," suggests Durst.
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I was surprised no one mentioned Zeal for Life! They are one of the fastest growing businesses in the wellness industry. Zurvita was even featured in Success from Home magazine in April of this year and I am proud to say I work for a Christian company. I love the freedom I have with being a Zeal for Life consultant, but best of all…I love how much my life has changed since using the wellness product! It’s an all in one nutritional drink PACKED with super foods, vitamins, minerals, antioxidants…and it’s all natural! Contact me if you are ready to change your life too! My leader just made $1400 in her first 30 days!
See Picture 1 for samples of sizes. Wetbags come in many different sizes, and different makers may have different dimensions. As a rule of thumb, a mini or xs will fit wipes that are predampened with water or wipe solution for outings. A small wetbag fits 2-3 diapers, a medium fits 4-6, and a large fits 10-12. Some companies even have an XL. Pail liners are also available, and these are large enough to go in a 40 liter garbage can for putting dirty diapers in before they go through their wash routine.

Also please note, I’ve tried my very hardest to confirm the accuracy of all the sources mentioned in the list. To my knowledge every single one of the jobs I’ve listed is legitimate. However, I’m only human and sometimes I make mistakes. If you feel that one of these companies should be removed, let me know. Likewise, if you’ve had an awesome experience with a company that hasn’t made it on the list let me know in the comments and I’ll add it.
Since you are reading this article, that means you have a skill that many people around the world are seeking – knowing the English language. Learning to read, write, and speak English has become an invaluable asset in industries based in the U.S. or that are global. Specialty websites and local resources can connect you with people looking for an English teacher to learn from and converse with.
Home-based jobs are such a privilege and a very convenient way to earn money that does not require getting up very early in the morning or going to bed late because you can adjust your schedule according to your daily duties or needs. If you don’t have any experience in working online then you probably have some questions regarding this matter. Are online jobs legitimate? How can I recognize a scam? Where can I find well-paying home-based jobs that offer a flexible schedule? And many other questions similar to these. We are here to help you with this dilemma and we will attempt to answer the questions above. Yes, there are many scams out there that are not always easy to recognize but online jobs are legitimate and can bring you money while not requiring that you leave your home every day. As more and more people are switching to remote positions, there are plenty of ways to do a background check on a company that you want to apply to. In this way, you can avoid any scams. And as for the flexible schedule, most of the companies that hire remote workers will offer flexible working hours, although at some jobs you might need to work specific hours.
After trying to juggle working part-time and piecing together childcare, my husband and I made the decision that I would become a full-time stay-at-home mom. There were several factors we didn’t consider before we made the transition to a single-income household, and it took a number of financially rocky years, which included two lay-offs, until we finally found a way to make it work for our budget.
Hi, I love this post! I’ve been a SAHM for seven years now, but recently had to re-enter the workforce. So I also became a LegalShield Associate, offering excellent legal and identity theft protection services. I like it because these are important services that make people’s lives so much easier, and the company is amazing! I’d love to help other moms protect their families, so feel free to contact me. :-)
We have a FUN opportunity at NexRep to be an agent with Inbound Sales! 1) Customers said yes to the product several times before they even pick up the phone – they want you to help them complete their purchase! 2) You are an extension of that fun and excitement as you place the order for the customer. 3) It's like going on a trip to the mall together – you introduce additional items that complement their original purchase. 4) These are typically happy, fun customers! Our successful agents have high energy and give the customer a fun experience. Our top agents are invoicing $15 – $20 an hour! If you'd like to earn extra money helping people shop and have fun, join us at NexRep with Inbound Sales!
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Rover.com, a nationwide network that connects dog owners with local dog sitters, is seeking professional dog sitters, casual dog lovers - anyone who wants to earn a side income dog sitting. The company's dog sitters can earn up to $50.00 per dog, per day. From the company: "Snuggle dogs. Get paid. Live the dream. A service is booked on Rover every minute of … Read More


Note that my expertise is in creating online calculators, not necessarily in all of the subject areas they cover. While I do research each calculator's subject prior to creating and upgrading them, because I don't work in those fields on a regular basis, I eventually forget what I learned during my research. So if you have a question about the calculator's subject, please seek out the help of someone who is an expert in the subject.
I do have a partner who has his high school diploma and works full time but I on the other do not. I have been in and out of school forever taking my time but never giving up. I WAS just working for a couple of months on minimum wage when child care subsidy mailed me a letter stating they were lowering what they were going to help us with for child care and that my parent portion would go up. Thus making it worthless spending the time away from my 6yr old son and 1.5yr old daughter at a job I was not enjoying. I would have been working for nothing and the daycare getting very little of what they deserved.
Hi Emma, Sorry to hear about your job loss and we hope things are going better for you. The jobs and resources in this post have been researched and they are legitimate. My advice to you would be to determine what marketable skills you have that could help you earn an income from an online job. Can you type well? Are you a skilled writer or editor? Do you have amazing organizational skills? Are you good at problem solving? If you are still in need of a job you should look into customer service rep positions or maybe even look into direct sales if you are a people person. Good luck!
I also know mothers who have earned extra income by putting their newfound child-rearing skills to work by offering in-home babysitting and daycare services, and others who have found side work with businesses like Mary Kay Cosmetics, and Stella and Dot jewelry. Both of those options require some initial investment though, so do your homework before you dive right in.
Now I plan on staying home with my daughter and cherishing these growing moments together. I'll be doing online classes to finish my grade 12 and then do more online courses to become an education support worker. By the time I'm done my schooling my daughter will be ready for Kindergarten and I can go to work! In the mean time I might apply for a part time evening job and also sell my art work online!
I have a full time job now but I am also pregnant with #3 so I won't be going back. I have a business on the side that I started a while back it is in health and fitness.  I decided to join beachbody as I was already implementing some of there programs with my clients and this way they got a better discount.  Beachbody Coaching as a career can go both ways like any business it takes time and a lot of effort.  Mlm businesses all require the same thing but it doesn't hurt to try esp if it let's you stay home with your babies. 

I read about blogging. I read A LOT about blogging. I read about how there are millions of blogs out there, and about how it can take years to grow a blog into a money making business. I read about how many blogs fail. I remembered that once, a few years ago, I’d had a brief interest in blogging (when I’d read about a woman who made Pinterest her full time job).
SimplyFun – Would you like to play for a living? You can be part of a meaningful movement and earn generous incentives by promoting SimplyFun’s mission of play-based learning. Enjoy a flexible schedule while earning 25-42% commissions, plus bonuses and rewards. Our thorough training program and starter kit provide everything you need to launch your business. Plus, now is the perfect time to join SimplyFun as we continue to grow from our best year ever. Thanks to our innovative approach to direct selling and a talented sales force, we doubled our sales in 2017. You can be part of this continued success by selling award-winning, thoughtfully designed games that teach useful, real-world skills to children of all ages. Ready? Game On.
Le-Vel – Join Le-Vel for FREE today! You have the potential to earn $660 on your first $800 in qualified sales, with no monthly sales quotas and no start-up costs! As a Le-Vel Independent Brand Promoter, you get a free website and back office. Earned commissions are paid weekly, with no need to carry inventory. My husband and I are full time with Le-Vel. We have three children in 3 different schools, with three different schedules, so having a mobile-based business is key to our success! I love that we can work from anywhere, and not miss a thing with our family! Le-Vel uses premium grade ingredients. In this instant gratification society we live in, the high impact results are exactly what people are looking for! I'd love to connect with you. Call/text me at 715-495-8432. Click here to get your Free Le-Vel account set up! Independent Brand Promoter LV-931685-DL.

IRC is searching for Market Research Caller candidates who can work from their homes. Candidates are paid an hourly rate, $15.00/hour, as an independent contractor and can work full or part-time. Your pay is NOT commission-based or dependent on the number of results that are developed. Please note that this is a business-to-business telemarketing position using our cloud-based telesales system designed for virtual agents. The position will require cold-calling our targeted lists using your own WINDOWS-based computer, computer headset and high-speed internet access. After training, the days and number of hours you work are flexible although you must commit to at least of four hours per day during the 5-day working week. For more information about IRC, please visit us at: www.interactiveresearch.biz
You need to cut spending, so start with the cuts that will offer the biggest payoff. Don't waste time driving around town to find the best price on frozen peas -- look at where you can make big changes. For example, housing is by far your biggest expense -- it's typically about 30 percent of a home-owning family's budget. Can you move to a less expensive neighborhood? Or downsize your digs? Would you be willing to? This leads to the next big consideration.
Turned out that my resume and education wasn't in much shape to get me a job later either. When my daughter was 2 and old enough to go into daycare I began to look for work. What I discovered was if you only have a high school diploma, your options for work are limited and the pay is sad to say the least. All the jobs that I could apply for were either retail or in restaurants, all of which required me to work evenings and weekends. This was a problem since I was on my own and because Saturday was a Holy day for me.
i’m fairly eco conscious but i’m also realistic with time and money constraints. dumping solids down the toilet before disposing of diapers is helpful to the environment (no poop leaking into the local water supply) also there are some diapers made of cornstarch instead of plastic. also some diapers (seventh generation) aren’t bleached with chlorine so they don’t emit toxins into the air while in landfill. that’s just some of the diaper research i’ve done :) you can always try a few different methods once baby is here and see what works. having to do a little extra laundry a week won’t really take away from baby i promise you:) good luck!!

Calling all attorneys with broad legal experience! The assistant general counsel position will oversee a variety of legal responsibilities, conduct contract negotiations, draft legal agreements, and more. Previous legal experience required. The assistant general counsel will work about one to two days per week on a flexible schedule fulfilling legal assignments and drafting, editing, and negotiating contracts as requested by the General Counsel. All work may be conducted remotely with participation by Skype and phone. This is a part-time remote position.
Cloth diapers aren't perfect, either: Laundering requires energy and water and introduces chemical detergents into the environment. And while cloth diaper services that pick up your dirties and drop off clean ones use less water than home washings by operating in bulk, they require gas-driven cars, contributing to air pollution. From an environmental perspective, neither option is perfect; go with the one that feels best to you.

Then there are the practical benefits to your family. Scheduling doctor’s appointments, covering sick days for your children, parent/teacher conferences and extracurricular activities are much easier to deal with as a stay at home mom. There’s never a question of who will be there for your child in a “what if” scenario because the answer to all of them is: You.
I opted to go with pocket-style diapers. (There are 243,793,450,138 different styles and options and I won’t lie, I got so confused by all the lingo on the cloth diapering sites that I gave up and emailed bloggers who use cloth for recommendations.) Pocket-style cloth diapers really resemble disposables — there’s a cute outer shell/pant thing that you stuff uber-absorbent inserts into. They fasten with snaps or velcro or snaps AND velcro and are crazy adjustable — you’ll notice the weight limits tend to run from 15 to 35 pounds or so. (To give you an idea of that range: Ezra weighed 15 pounds by four months, while Noah currently weighs around 33 pounds at three-and-a-half. So they wear the same size. Glorious.) (Noah, despite being on the high end of the weight range, is so skinny that he still isn’t on the loosest snap setting on a medium Fuzzi Bunz, that technically says it’s for 15-30 pounds.)
Ever wish you could step out of your mom shoes for a bit and take on the role of the mysterious stranger? Become a secret shopper, and you can do just that. You’ll be paid to visit in-store locations and evaluate them through the eyes of a customer. If you prefer to work from home, you can also call customer support networks to perform remote assessments.
I can hardly believe in big amounts earned in the net. There are people of course, who make millions, but they are as frequent as those in a real life. That means, that anyone can make it, but not everyone is able to. Alas, I do not have a brain able to squeese money out of the net, while my son made his 10000 usd in the net at the age of 18. So it is all so much individual! Just do not give up and always try new ways to apply your talants.
I have always wanted to be a SAHM and my husband and I are working to save up as much as possible to make that transition easier, when we do eventually have kids. I do not have a “career” with advancement potential, I have a job, and not one I’d cry over if I didn’t have it any more LOL I’m aware that I’m relying on my husband to not only support us now, but down the road and into our presumed ‘rest of our life together.’ That’s a risk I’m willing to take. I feel strongly that, at least in the early years, it’s preferable that A parent stay home with the kids. It’s a shame more businesses aren’t willing to work with that parent to be flexible on hours, etc. I agree with other commenters, you really can’t have it all, and if your career is THAT important to you, don’t have kids until you’re willing to give it up (or, have kids early and get them in school so you can focus more on your career). Some women are happier working outside the home; I would not be one of those. It’s a decision each family is going to have to think long and hard about!
Woolies: These can be diaper covers, pants (longies), shorts (shorties), or skirts (skirties). They are made of 100% wool and must be lanolized and washed separately from your other cloth. The benefit is that it is an all natural fiber whereas PUL is not, and some babies are allergic to PUL. The other benefit is that it is breathable allowing air to pass through, which helps cut down on diaper rashes when wetness is locked in. The downfall is that some moms find the lanolizing process time consuming.

Hi, I love this post! I’ve been a SAHM for seven years now, but recently had to re-enter the workforce. So I also became a LegalShield Associate, offering excellent legal and identity theft protection services. I like it because these are important services that make people’s lives so much easier, and the company is amazing! I’d love to help other moms protect their families, so feel free to contact me. :-) 

Those outcomes are exacerbated by women’s disproportionate dependence on Social Security benefits. As a result of low private asset accumulation and inadequate or absent supplementary pension coverage, on average, nonmarried women over 65 rely on Social Security for 72 percent of their retirement income. Forty percent of that group rely on Social Security for 90 percent or more of their retirement income.
i’m fairly eco conscious but i’m also realistic with time and money constraints. dumping solids down the toilet before disposing of diapers is helpful to the environment (no poop leaking into the local water supply) also there are some diapers made of cornstarch instead of plastic. also some diapers (seventh generation) aren’t bleached with chlorine so they don’t emit toxins into the air while in landfill. that’s just some of the diaper research i’ve done :) you can always try a few different methods once baby is here and see what works. having to do a little extra laundry a week won’t really take away from baby i promise you:) good luck!!
Inserts: These go inside a pocket diaper or can be stacked for additional absorption. Sometimes referred to as a soaker or a booster. They are made of many materials such as microfiber, charcoal, bamboo, hemp, fleece, Zorb, windprofleece, and cotton. You want to look for the most absorbent material with the least bulk. Many moms like hemp for this reason.

I started out earning a side income with photography.  All I did was build up a portfolio taking pictures of models (usually good-looking friends and family members who modeled for me) and then I started a cheap website on Squarespace to list my photography services.  The phone didn’t ring often, but I got a few gigs each year ranging from $100 to $2,000 to shoot weddings, engagement photos, senior pictures, corporate events, etc.
Hybrid Diapers. Designed to combine the benefits of cloth with the ease of disposables, hybrids consist of a waterproof outer cover and two inner absorbent-layer options: a cloth insert or a disposable insert. Cloth inserts are basically rectangular runners, made in a variety of fabrics including cotton, microfiber, hemp, and (sometimes) ultra-absorbent microfiber. Disposable inserts are single-use; you can buy rolls of 100 inserts for roughly $5. The idea is that, like disposables, they're convenient when you're on the go, but they generate less waste than their full-size cousins. They're usually low on chemicals, and some are even biodegradable. 
For lots of young parents, that arithmetic points toward staying at home. After all, the average cost of child care is now double what it was 25 years ago, according to Census Bureau data. The cost of enrolling two little kids at a child care center now equals 59% of the median income of a woman between the ages of 21 and 31, the group most likely to have young children, according to a new study by the left-leaning think tank, Center for American Progress. (Because men still make more than women on average, it adds up to 54% of the median income of a man in the same age group.)
Set aside some time to plan out your whole week in advance. Having a plan will help you be more productive and will keep everyone sane. Some things I plan out are my work hours, my non-negotiable family hours, my meals, my housekeeping schedule, my morning routine, and self-care. I also strongly urge you not to neglect your self-care and do not think of it as being selfish. If you do not take care of yourself, you will not be able to give your best to your job or your kids. – Bethany | Mama Finds Her Way

What equipment do you have at home? Do you have a computer or only a laptop? Do you have high-speed Internet access? What about a regular landline phone? Do you have a headset in case you want to do customer service? Do you have a foot pedal if you’re a dedicated transcriptionist? If you’re a creative or writer, do you have access to the most common and useful software programs – like those from Microsoft (Word, Excel, PowerPoint), Adobe (Photoshop, Illustrator, InDesign), G Suite (Google Docs, Sheets, Slides), and so on?

What equipment do you have at home? Do you have a computer or only a laptop? Do you have high-speed Internet access? What about a regular landline phone? Do you have a headset in case you want to do customer service? Do you have a foot pedal if you’re a dedicated transcriptionist? If you’re a creative or writer, do you have access to the most common and useful software programs – like those from Microsoft (Word, Excel, PowerPoint), Adobe (Photoshop, Illustrator, InDesign), G Suite (Google Docs, Sheets, Slides), and so on?
This is one of my favorite extra income ideas. Moms can earn a killing writing freelance articles during their spare time. You don't have to be an English expert or have a journalism background either. There are plenty of successful blogs and businesses looking to hire writers to share their personal experiences. Some of these sites will even pay you upfront for your articles which is great if you're looking to make some quick cash.
Compare the start up costs against what you could reasonably expect to earn. If the start up kit costs $150 but the consultant you’re signing up with admits you’ll actually have to invest another $1,500 to do well, do the math. If you earn 25% of total party sales, you’ll have to sell $6,600 just to break even on your investment. How many parties will that take? Will your kit need replenishing or supplementing? Are there sales minimums you have to meet even if you head out on long summer holidays, or your kids are sick for weeks on end? Who pays for the catalogues and order forms you’ll need again and again?
I have a bachelor’s degree is in pre-elementary education and I am currently pursuing a masters in pre- and elementary education. For the past three years I have worked in daycare, first as a “teacher” in a national chain, and now as a nanny to two beautiful pre-school aged children. Having seen all that I have, I would NEVER leave my child in a daycare, regardless of how high-quality you think it might be. First of all, most daycare providers are under-qualified with little education and not much more experience and ALL are underpaid, which does little for motivation or morale. Granted, most like children and LOVE the little ones they take care of, but that doesn’t do much when they are overworked and undersupported. Secondly, there are many, many things that go on behind daycare doors that parents will NEVER know about, mainly that teachers (at least at my daycare chain, and I taught at two locations) are told to basically lie to parents about the child’s day (make up positive things even if the poor kid cried all day), and sugar coat behavior problems, etc. I (and countless other teachers) were kept over ratio ALL the time, which is a safety and child development issue, and children were repeatedly bounced from classroom to classroom throughout the day, both so teachers could be sent home so the corporation could save a few bucks. I could go on and on about the lies and manipulation, but parents will never get a glimpse of it because teachers and taught be center directors and corporate how to cover things up. As an elementary school teacher-in-training, I have heard repeatedly that the most poorly behaved children are those raised in daycare, and teachers can usually tell who those kids are after the first few days of school because they act out from lack of attention. My experience as a nanny has taught me that there is a better option for those who want to go back to work – I LOVE my kids and we are VERY securely bonded to eachother, I provide consistency and individualized care, and they are able to be much more stimulated than they would be in a daycare setting (we are outside all the time, swim lessons, are lessons, OMSI, baseball, etc). But the children (like my daycare kids) still only see their parents for maybe five hours a day, and they miss them. Even recognizing that having a nanny is a decent option, I still firmly feel that one parent needs to be home with the children, at least while they are little. You would be hard-pressed to find a daycare provider who would not agree with me. And it is not a “conservative” or “liberal” issue. My husband and I are VERY liberal, but we firmly believe that no daycare (or nanny) could ever do what I could do as a mother at home. And it is not financial either. My best friend stays at home and her husband makes $20,000 a year. It is about priorities, and if you are not willing to make children your priority, you shouldn’t have them.
When I was pregnant 16 years ago with our first daughter I had a conversation with my Grandma a few weeks before she went to be with the Lord. I told her there is NO way I could stay home…it’s just not possible on one income. Well, it was possible and the Lord provided a way for me to transition from working at the physical therapy office I was employed with and had done some transcription for by putting me in contact with a local transcription company ran by a husband and wife. I typed for about the first 4 years of her life and then we found that we could indeed live on one income if we prioritized and ran our household differently. And avoided unnecessary items that today’s society in general think are priorities. It has been a wonderful 16 years with my two daughters. I began homeschooling them, too, eight years ago! It’s wonderful and now I don’t have to work at all. When they were small I would buy high end clothing for them and re-sell it to make it a near wash when the clothes were outgrown. Now we enjoy thrift storing almost exclusively and those clothes we don’t ant any longer or don’t fit we sell at consignment shops to make back some money. I regularly go through my house, too, and get rid of things that aren’t being used and sell them on facebook or my areas local selling page. It helps to make back a little!
Bethany’s schedule may sound horrifying to any parent already not getting enough sleep, but her response shows the flexibility and self-awareness you need to balance this lifestyle. Recognizing that she won’t be productive at night and using it to motivate herself to get up early is a tremendous achievement. Plus, it must feel good to start the day with some items checked off her to-do list!
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So true! I use disposables at night too and on vacation. We also leave the diaper pail open and it makes a huge difference in smell! I got some disposable liners but never used them, I am on my second baby and still haven’t used it lol! My kids never pooped on a schedule so I just didn’t find them practical. I should start though. What are your fav brands?


All Zany Zebra products are created in a non-smoking home which is shared with three loving kitties. While the kitties aren't much help with sewing, they do occasionally lend their own unique natural fibers to the products. I do check each product very carefully before shipping, however sometimes a hair manages to sneak past me. Laundering before use will remove any of their loving, but misguided, additions.
I'm happy to help. I'm with a company that is high in integrity and their products do what they're supposed to do. The company also does what they can to make it easy for us to become financially free as has been proven over and over. Check out the short info video (s) at isamovie.com and then please let me know how like what you learned at hooffsandra@gmail.com
If you run all the numbers and you don’t quite make enough on one income to cover all your expenses, and after you’ve attempted to lower your bills you could explore options for making money at home. Think about what skills you have and how you could turn them into a side business to generate some extra income. I highly recommend Crystal Paine’s book  Money-Making Mom: How Every Woman Can Earn More and Make a Difference for helping you to uncover your passions and talents and finding inspiration for generating additional income for your family. There were some great practical ideas like creating and selling freezer meals to neighbors, opening an etsy shop to sell handmade items and babysitting.
Unfortunately, many moms feel powerless because they can’t find legitimate work-from-home opportunities and sometimes fall victim to Tupperware, handbag, cosmetics or other “parties” that usually charge you a lot of money up front to start selling and rarely result in the success you want.  Or, businesses that want you to pay thousands of dollars to get a “certificate in medical billing,” or “secret shopper” scams.  Certainly these can be completely legitimate, but all too often it ends up costing the person more money than they ever earn.

Work on building a stash of cash for unplanned emergencies -- especially unplanned medical emergencies. Covering one of these or a major, unexpected home repair could be a huge blow to a budget. You need an emergency fund to pull from in case the unforeseen occurs. You don't want to dip into your regular daily budget or rack up credit card debt to cover it. Aim to have three to six months' worth of living expenses -- not salary -- available in your accounts.

Then there's the childcare expense: If you stay home, you won't be paying for daycare, regular babysitters, or nannies. (If you're expecting your first child and don't know the going rate for daycare in your area, do some research so you'll have a good idea of how much it costs.) If you have older children, staying home may mean that your family spends less on after-school activities and summer camps.
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